Repayment.

A quick note for all of you to chew on out there who owe money.

Ok, this may be kind of confusing, so stay with me. If you owe me money and your buddy owes you money, don’t pay me back by having him just pay me. That’s not how it works and it turns into a pain in the ass for all involved.

If that was too difficult, I’ll try to turn it into a schematic*.

Me > You (owe me $40)

You > Your buddy Chris (owes you $50)

Chris > Me (gives me $40)

Chris > You (gives you $10)

Don’t make things more difficult than they need to be.

* Please note, the (>) sign represents an arrow, not a greater than/less than symbol.